Anyone who asks you to pay that way is a scammer. Scammers will often ask you to pay in a way that makes it hard for you to get your money back - by wiring money, putting money on a gift card, prepaid card or cash reload card, or using a money transfer app. There’s never a good reason to send cash or pay with a gift card Don’t get pressured into making a decision on the spot.
Most legitimate businesses will give you time to think their offer over and get written information about it before asking you to commit. But real law enforcement and federal agencies won’t call and threaten you. They might say you’ll be arrested, fined, or deported if you don’t pay taxes or some other debt right away. Scammers might pretend to be law enforcement or a federal agency.
But if you have to pay to get the prize, it's not a prize. The caller might say you were “selected” for an offer or that you’ve won a lottery. Phone scams come in many forms, but they tend to make similar promises and threats, or ask you to pay certain ways.
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